SRA, Author at RFS Administrators (Pty) Ltd

SRA

March 22, 2023

Retirement planning – Distributing retirement fund death benefits

Allocating death benefits, and determining appropriate methods of payment. Once the board of trustees has determined the beneficiaries and is satisfied that its proposed allocation is […]
March 22, 2023

Another year, another mini-budget

2022 MTBPS Review: Relatively more pro-growth, and firmly consolidating. In previous years the MTBPS, otherwise known as the ‘mini-Budget’, has served as an economic and fiscal […]
March 22, 2023

Will solar power increase the value of your home?

The upfront investment is high, which you’ll want to recover when you sell. Stage 6 loadshedding is now firmly in effect, many South Africans are without […]
March 22, 2023

Finding someone to step into your shoes: Succession planning for your business

The Eskom crisis demonstrates again the importance of proper succession planning—IoDSA. The current crisis at Eskom has a number of governance lessons for South Africa—one of […]
February 21, 2023

Investment insights: Maximising interest returns

Navigating the trade-off between liquidity and return. Investors with a more short-term or undefined investment horizon often leave their money in a bank deposit of some […]
February 21, 2023

Hedge funds: Protecting retirement fund returns

Although seen largely as risky and speculative, hedge funds act as an ‘insurance policy’ if used appropriately In July 2022, National Treasury published new regulations pertaining […]
February 21, 2023

10 Tips for embracing change in 2023

How to overcome ‘change fatigue’ and create a winning working environment Let’s be honest we’re all tired. The truth is that fatigue is a very common […]
October 26, 2021

Here are some ways to save time in the working day

South Africa ranks among the countries with the longest average working hours per week. The average worker in South Africa works approximately 42.5 hours per week (or 8.5 […]
October 26, 2021

Drafting employment contracts for ad hoc activities

It often happens that employers give instructions to employees that do not form part of their usual routine. This article will briefly discuss whether employees are obliged to execute all instructions […]
October 26, 2021

Investment with a solid foundation

Buying real estate is more than finding the right home or location for your business – owning property is an investment that holds more benefits than you […]
October 26, 2021

How to future-proof your business before the next crisis

While the possibility of a global pandemic was always at the back of our minds, its emergence still managed to catch us off-guard and wreaked havoc […]
March 15, 2021

5 Digital networking tips to help your business stand out

The importance of networking – especially during COVID-19 – should not be overlooked. While many business owners have been struggling to stay afloat in the economic […]
March 15, 2021

Fringe benefits provided to employees

The Seventh Schedule to the Income Tax Act lists various benefits that employers may grant to employees which will attract income tax for the employee, and require […]
March 15, 2021

Effective communication channels in the workplace

In the workplace, effective communication between employees, employers and clients plays a vital role. Effective communication can be facilitated by using various communication channels. Communication channels […]
March 15, 2021

Budget 2021: Individuals and savings

Finance Minister Tito Mboweni delivered his third annual budget address on 24 February 2021. Below we highlight some of the significant proposals, which will likely be contained in the Draft […]
June 8, 2020

What options do businesses have when facing financial crisis?

South Africa has been experiencing very slow economic growth and international rating agencies have subsequently downgraded South Africa’s investment outlook to “junk status”. This, and a […]
June 8, 2020

Does force majeure apply during COVID-19

Common Law position – in absence of a “force majeure” clause A force majeure is an act of God or man (such as a war, strike, […]
June 8, 2020

The full accrual of an estate during a divorce

In the case of CM v EM it was held in the Supreme Court of Appeal of South Africa (“SCA”), case number 10861/2018, that: “The value of the […]
June 8, 2020

The new age of property viewings has arrived

The real estate industry has always been known for utilising the latest technologies available to bring buyers and sellers together. From announcements at Town Hall gatherings […]
May 11, 2020

Misadministration of the Guardian’s Fund

Ensuring their children are cared for when they pass away is one of the primary reasons people draw up a will. But what happens when the […]
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